5 Times Managing Money with Friends Got Awkward – And How to Avoid It

Introduction
We’ve all been there — splitting bills with friends and family can quickly turn from fun to frustrating. Whether it’s planning a trip to Abuja, splitting rent with your flat-mates, or gathering funds for a loved one’s wedding, managing money together can get awkward real fast.
The good news? It doesn’t have to be that way. PercentPay helps you avoid those tricky moments and keeps your finances stress-free. Let’s look at some real-life scenarios every Nigerian can relate to—and how to fix them.
1. The “Who Paid What?” Confusion
Picture this: You and your friends went to a fancy restaurant in Victoria Island of Lagos. The food was great, but now everyone’s trying to figure out who ordered what and how much they owe. Suddenly, it turns into a math exam, and you just want to escape.
How to Fix It:
With PercentPay, everyone contributes to a shared wallet (called Space wallet)beforehand, making it easy to settle group bills without the last-minute drama.
2. The “I Thought You Paid” Disaster
Ever planned a trip to Obudu Cattle Ranch only to realize that someone forgot to pay for the hotel? Now you’re scrambling to cover the cost, and it’s throwing off the entire trip.
How to Fix It:
PercentPay provides a clear view of who has paid, what’s left, and sends automated reminders to avoid last-minute payment failures.
3. The “I’ll Send It Later” Excuse
It’s been weeks since your aso-ebi group ordered the outfits, and you’re still chasing that one friend who keeps saying “I’ll send it tomorrow.” Sound familiar?
How to Fix It:
PercentPay’s automated reminders take the pressure off you, sending friendly nudges to ensure everyone stays accountable—no more awkward follow-ups.
4. The “Hidden Expenses” Surprise
You and your neighbors planned to build and improve some infrastructure projects needed in your residential estate, but out of nowhere, someone brings up unexpected expenses of very essential materials needed to complete the work to be done. Now the budget is in chaos.
How to Fix It:
While PercentPay plans to provide users with the ability to set up a clear budget with all expected costs upfront in the future, so no surprises catch you off guard, users can still track all the funds contributed to the space by each member. This feature with other attributes such as space summary and bill sponsorship, PercentPay allows the user to make critical decisions in real time.
5. The “Too Many Payment Channels” Headache
Some friends prefer bank transfers, others use mobile wallets, and a few insist on cash payments. Keeping track of all group payments and contributions feels like running a full-time accounting firm.
How to Fix It:
With PercentPay, everything is handled in one place—no need to juggle multiple payment methods.
Why PercentPay is the Solution You Need
Managing group finances should be simple and fun, not a source of stress. PercentPay makes it easy by offering:
- A Shared Wallet for Every Occasion: From trips to social events, everything stays organized.
- Transparent Contribution Tracking: No more arguments over who paid what.
- Timely Payment Reminders: Say goodbye to follow-up fatigue.
- A Seamless Experience: Whether it’s friends, family, or colleagues, PercentPay keeps everyone on the same page.
Conclusion
Don’t let group finances ruin your relationships or fun plans. Whether it’s for an owambe, a group trip, or shared rent, PercentPay takes the hassle out of money matters.
Join the PercentPay waitlist today and simplify your financial collaborations!